Frequently Asked Questions

Please find below the most important answers to common questions:

FAQ Commuters

New French cross-border commuters can join the basic insurance according to the Swiss Health Insurance Act (LAMal / KVG) or the Couverture Maladie Universelle (CMU) in their country of residence

The choice must be made within three months. If the three-month period is not respected, a penalty premium is due

This question must be clarified individually, as it depends on various factors: are you single or do you have a family, income, professional development prospects, etc.

FAQ Newcomers

The choice must be made within three months. If the three-month period is not respected, a penalty premium is due

In Switzerland, each person pays individually. In the compulsory health insurance, there are three levels of premiums: Adults, adolescents, children. Unlike many European countries, the employer has nothing to do with the financing. The amount of the premium also varies greatly depending on the canton of residence and the insurer. A comparison is strongly recommended

The compulsory basic insurance covers the main benefits. However, there are certain gaps in coverage that should be covered. In the event that there are gaps, considerable additional costs may be charged depending on the incident.

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