Services for corporate clients
Haysen offers insurance brokerage for companies. The priority here is classic brokerage with a focus on company pension plans (pension fund, sick payment benefits, accident and supplementary accident insurance). We have cooperation agreements with the major insurance companies and are not tied to specific providers. We focus on innovative, digital and individual solutions, optimise insurance costs and manage your insurance solutions.
Support with Newcomers and Cross-border Commuters
Haysen also supports companies when it comes to special human resources issues, be it cross-border commuters from Germany or France or newcomers to Switzerland. Six international large corporate groups value Haysen’s expertise when it comes to these complex issues and have outsourced this area to Haysen.
Newcomers
When moving to Switzerland, new residents have to deal with a lot of administrative work. It is therefore advisable to quickly and easily cover the essentials such as health insurance, private liability and household contents. Haysen has the experience and knowledge to provide your newcomers with the best possible support. We find out what cover your employees really need and prevent over- or under-coverage.
Cross-border Commuters
More than 240,000 German and French cross-border commuters work in Switzerland and are therefore subject to 2 different social security systems, which makes consultancy all the more complex and important.
The focus is on pension issues: health insurance, coverage of life risks (disability/death), tax-optimised pension savings, pension planning.
Haysen has the experience and knowledge to provide the best possible support for your cross-border commuters. We find out what cover your employees really need and prevent over- or under-coverage.
Insurance Brokerage
Haysen offers insurance brokerage for companies in German, English, French or Spanish. The priority here is classic brokerage with a focus on employee benefits (pension fund, sick payment benefits, accident and supplementary accident insurance).
We have cooperation agreements with the major insurance companies and are not tied to specific providers. We focus on innovative, digital and individual solutions, optimise insurance costs and manage your insurance solutions.
HAYSEN Consulting Process
The Haysen consultant collects the requirements and wishes for a complete and optimal insurance cover. For this purpose, he records the existing insurance portfolio.
With specialist knowledge, experience and knowledge of Swiss social security legislation, the consultant draws up a concrete analysis which he/she explains in detail.
The analysis of the existing insurance benefits may reveal optimisation opportunities in risk protection as well as a need for savings. The consultant proposes solutions that include the requirements, wishes, goals and optimisation potential. In doing so, adequate insurance cover combined with a good price/performance ratio is at the top of the list. .
The consultant organises all necessary measures to implement the new solutions and to inform and instruct the necessary persons.
In addition to managing the portfolio, we continue to support you in administrative matters and represent your interests vis-à-vis the insurance companies. Existing coverages are regularly analysed and (re)adjusted if necessary.
Pension Analysis and Asset Management for all Employees
Of course, HAYSEN advise not only newcomers and cross-border commuters, but also other staff. The focus is on a comprehensive pension analysis. There is nothing more important than protecting your family and securing your retirement including a professional long-term asset management.
Pension Analysis
The pension analysis focus is on benefits in the event of disability, death and retirement. The desired income and expenditure are presented with corresponding proposed solutions. Presentation of the analyses and the proposed solutions as well as the submission of a client dossier with the corresponding client documents are part of the service.
Tax-privileged Savings 3A
With banks or insurance companies, you can pay several thousand francs a year into the third pillar and deduct it from your taxable income. The tax burden is reduced, which is why this form of old-age provision is highly recommended. Banks and insurance companies must comply with the same regulatory framework and laws for their 3a pension solutions.
Acquisition of Residential Property
A promotion, a life partner, a new family member; various reasons lead newcomers to settle in Switzerland for a longer period of time. Then, the important question arises of whether to buy a house or a flat. There are many arguments in favour of this. Haysen helps you with the important decision whether to rent or buy.
Investment Advice
If you need assistance on how to best invest your savings or are looking for a savings plan for your children: Haysen will help you find the best investment opportunities. The corresponding advisors are subject to the Financial Services Act (FIDLEG) and the Financial Services Ordinance (FIDLEV) and are registered in the advisor register authorized by the Financial Market Supervisory Authority (FINMA): www.regservices.ch
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